/*
Theme Name: SecureClaim
Theme URI: https://secureclaim.example
Author: Vertical Growth LLC
Description: SecureClaim disability benefits site. Marketing landing, SSDI and SSI guides, SecureClaim LTD (Long-Term Disability) pages, and representation and firm pages. Fully editable from the WordPress admin: content blocks, menus, logo, colors, images, links, and the app URLs.
Version: 2.1.1
Requires at least: 6.0
Tested up to: 6.7
Requires PHP: 7.4
License: GNU General Public License v2 or later
License URI: http://www.gnu.org/licenses/gpl-2.0.html
Text Domain: secureclaim
*/

/* shared system + guide components */
:root{
  --brand:#2E6DB4; --brand-dark:#24568F; --navy:#16324F; --navy-soft:#2A4560;
  --ink:#1F2937; --muted:#5B6B7C; --line:#E2E8F0; --card:#FFFFFF; --bg:#F4F6F9;
  --green:#1AA774; --green-dark:#15885F; --amber:#B5740A; --danger:#B42318; --danger-bg:#FEF3F2;
  --teal:#0E7C86; --teal-dark:#0B6169; --tint-3:#E6F4F3;
  --tint:#EAF1F8; --tint-2:#E8F1FA;
  --radius:14px; --shadow:0 1px 3px rgba(20,48,74,.08), 0 1px 2px rgba(20,48,74,.06);
  --shadow-lg:0 10px 30px rgba(20,48,74,.14);
  --tap:44px; --topbar:60px; --botbar:78px; --maxw:1080px; --readw:760px; --focus:#9DC1E3;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;text-size-adjust:100%}
body{
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  background:var(--bg);color:var(--ink);line-height:1.55;font-size:16px;
  -webkit-font-smoothing:antialiased;-webkit-tap-highlight-color:transparent;
  overscroll-behavior-y:contain;padding-bottom:calc(var(--botbar) + 18px + env(safe-area-inset-bottom));
}
a{color:var(--brand);text-decoration:none}
img{max-width:100%;display:block}
h1,h2,h3,h4{color:var(--navy);line-height:1.22;letter-spacing:-.01em}
.wrap{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 20px}
.eyebrow{font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--brand);margin-bottom:8px}
.eyebrow.on-dark{color:#9DC1E3}
.shield{width:30px;height:30px;flex:none}
.shield.big{width:54px;height:54px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:12px 22px;border-radius:12px;font-size:16px;font-weight:700;cursor:pointer;border:1px solid transparent;background:var(--brand);color:#fff;transition:background .15s ease,transform .12s ease,box-shadow .15s ease}
.btn:hover{background:var(--brand-dark)}
.btn:active{transform:scale(.97)}
.btn.ghost{background:transparent;color:var(--brand);border:1px solid var(--line)}
.btn.ghost:hover{background:#F1F5F9}
.btn.green{background:linear-gradient(135deg,var(--brand),#24568F)}.btn.green:hover{background:linear-gradient(135deg,#24568F,var(--navy))}
.btn.teal{background:var(--teal)}.btn.teal:hover{background:var(--teal-dark)}
.btn.on-dark{background:#fff;color:var(--brand-dark)}.btn.on-dark:hover{background:#EAF1F8}
.btn.ghost-dark{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.32)}.btn.ghost-dark:hover{background:rgba(255,255,255,.08)}
.btn.block{width:100%}
a,button,.btn,.bn,.bn-center{touch-action:manipulation}

/* Top nav */
header.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(180%) blur(12px);-webkit-backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--line);min-height:var(--topbar);display:flex;align-items:center}
.nav-inner{display:flex;align-items:center;gap:12px;width:100%}
.brand{display:flex;align-items:center;gap:8px;font-weight:800;color:var(--navy);font-size:20px;letter-spacing:-.03em;-webkit-user-select:none;user-select:none}
.brand .ca{color:var(--brand)}
.brand .wm{font-weight:800}
.nav-links{display:flex;align-items:center;gap:24px;margin-left:10px;list-style:none;margin-top:0;margin-bottom:0;padding:0}
.nav-links li{list-style:none;position:relative}
.nav-links a{color:var(--navy);font-size:14.5px;font-weight:600}
.nav-links a:hover,.nav-links a.on{color:var(--brand)}
.nav-links a.nav-ltd,.nav-links li.nav-ltd>a{color:var(--teal-dark);background:var(--tint-3);padding:6px 12px;border-radius:999px;font-weight:700}
.nav-links a.nav-ltd:hover,.nav-links li.nav-ltd>a:hover{color:var(--teal-dark);background:#D8EEEC}
.nav-spacer{flex:1}
.nav-cta{display:flex;align-items:center;gap:10px}
.nav-cta .btn{min-height:40px;padding:9px 16px;font-size:14px}
.nav-toggle{display:none;width:44px;height:40px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--navy);cursor:pointer}

/* Page header */
.page-head{background:linear-gradient(160deg,var(--navy),var(--brand-dark));color:#fff;position:relative;overflow:hidden}
.page-head::after{content:"";position:absolute;inset:0;background:radial-gradient(600px 320px at 85% -10%,rgba(46,109,164,.5),transparent 60%);pointer-events:none}
.page-head .wrap{position:relative;z-index:2;padding:46px 20px 52px;max-width:var(--readw)}
.page-head h1{color:#fff;font-size:clamp(28px,4.4vw,42px);font-weight:800;margin:10px 0 12px;letter-spacing:-.02em}
.page-head p{color:rgba(255,255,255,.85);font-size:18px;max-width:620px}
.crumbs{font-size:13px;color:rgba(255,255,255,.7);margin-bottom:4px}
.crumbs a{color:rgba(255,255,255,.85)}
.crumbs a:hover{color:#fff}

/* Article + prose */
.article{padding:44px 0 64px}
.prose{max-width:var(--readw);margin:0 auto;font-size:17px}
.prose h2{font-size:25px;font-weight:800;margin:38px 0 12px}
.prose h3{font-size:19px;font-weight:700;margin:26px 0 8px}
.prose p{margin:0 0 16px;color:var(--ink)}
.prose ul,.prose ol{margin:0 0 16px 22px}
.prose li{margin:0 0 8px}
.prose strong{color:var(--navy)}
.prose a{text-decoration:underline}
.prose hr{border:0;border-top:1px solid var(--line);margin:32px 0}

/* TOC */
.toc{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:18px 20px;margin:0 0 30px}
.toc h4{font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.toc ul{list-style:none;display:flex;flex-direction:column;gap:8px}
.toc a{font-size:15px;font-weight:600;color:var(--navy)}
.toc a:hover{color:var(--brand)}

/* Callouts */
.callout{background:var(--tint);border:1px solid #CFE0F1;border-left:3px solid var(--brand);border-radius:12px;padding:16px 18px;margin:22px 0;font-size:15.5px}
.callout.green{background:#E6F6EF;border-color:#BDE6D3;border-left-color:var(--green)}
.callout.warn{background:#FFF7EC;border-color:#F1DBB4;border-left-color:var(--amber)}
.callout b{color:var(--navy)}

/* Figure table */
.figs{width:100%;border-collapse:collapse;margin:22px 0;font-size:15.5px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.figs caption{text-align:left;font-size:13px;color:var(--muted);margin-bottom:8px;caption-side:top}
.figs th,.figs td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line)}
.figs th{background:var(--tint);color:var(--navy);font-weight:700}
.figs tr:last-child td{border-bottom:0}
.figs td:last-child,.figs th:last-child{text-align:right}

/* Cards grid (hub + related) */
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.gcard{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:22px;transition:transform .16s ease,box-shadow .16s ease,border-color .16s ease}
.gcard:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg);border-color:rgba(46,109,164,.3)}
.gcard .ic{width:46px;height:46px;border-radius:12px;background:var(--tint);color:var(--brand);display:grid;place-items:center;margin-bottom:14px}
.gcard .ic svg{width:23px;height:23px}
.gcard h3{font-size:17px;margin-bottom:6px}
.gcard p{font-size:14.5px;color:var(--muted);margin-bottom:14px;flex:1}
.gcard .more{font-size:14px;font-weight:700;color:var(--brand)}

/* Section helpers */
section{padding:64px 0}
.sec-head{max-width:660px;margin:0 auto 40px;text-align:center}
.sec-head h2{font-size:clamp(24px,3.2vw,34px);font-weight:800;margin:10px 0 12px}
.sec-head p{font-size:17px;color:var(--muted)}
.bg-white{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}

/* CTA band */
.cta-band{background:linear-gradient(160deg,var(--brand-dark),var(--navy));color:#fff;text-align:center}
.cta-band .wrap{padding:56px 20px}
.cta-band h2{color:#fff;font-size:clamp(24px,3.4vw,34px);max-width:640px;margin:0 auto 12px}
.cta-band p{color:rgba(255,255,255,.85);font-size:17px;max-width:560px;margin:0 auto 24px}
.cta-row{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}

/* Feature rows (sales) */
.feature{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:center;margin:0 auto;max-width:var(--maxw)}
.feature+.feature{margin-top:56px}
.feature.flip .fcopy{order:2}
.feature .ic-lg{width:56px;height:56px;border-radius:14px;background:var(--tint);color:var(--brand);display:grid;place-items:center;margin-bottom:16px}
.feature .ic-lg svg{width:27px;height:27px}
.feature h3{font-size:22px;margin-bottom:10px}
.feature p{color:var(--muted);font-size:16.5px}
.panel{background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-lg);padding:26px}
.panel ul{list-style:none;display:flex;flex-direction:column;gap:12px}
.panel li{display:flex;gap:11px;font-size:15.5px;align-items:flex-start}
.panel li svg{width:18px;height:18px;flex:none;margin-top:2px;color:var(--green)}

/* Footer */
footer{background:var(--navy);color:rgba(255,255,255,.72);padding:50px 0 30px}
.foot-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:28px;padding-bottom:28px;border-bottom:1px solid rgba(255,255,255,.12)}
footer .brand{color:#fff;margin-bottom:12px}
footer .brand .ca{color:#BCD4EE}
.foot-about p{font-size:13.5px;max-width:330px;color:rgba(255,255,255,.7)}
.foot-col h5{font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:#fff;margin-bottom:12px}
.foot-col a{display:block;font-size:14px;margin-bottom:9px;color:rgba(255,255,255,.72)}
.foot-col a:hover{color:#fff}
.foot-bottom{padding-top:22px;font-size:12.5px;color:rgba(255,255,255,.55);display:flex;flex-direction:column;gap:8px}
.foot-disc{max-width:var(--maxw)}

/* Bottom app nav */
.botnav{position:fixed;left:0;right:0;bottom:0;z-index:45;background:linear-gradient(180deg,rgba(27,66,103,.96),rgba(16,42,69,.98));backdrop-filter:saturate(160%) blur(14px);-webkit-backdrop-filter:saturate(160%) blur(14px);padding-bottom:env(safe-area-inset-bottom);box-shadow:0 -8px 26px rgba(20,48,74,.30)}
.botnav-inner{max-width:520px;margin:0 auto;display:flex;align-items:stretch;height:var(--botbar);position:relative}
.bn{flex:1;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:4px;color:rgba(255,255,255,.66);font-size:11.5px;font-weight:600;border:none;background:none;cursor:pointer;min-height:var(--tap);text-decoration:none;transition:color .15s ease;-webkit-user-select:none;user-select:none}
.bn svg{width:24px;height:24px}
.bn:hover,.bn.on{color:#fff}
.bn:active{opacity:.55}
.bn-center{flex:1;position:relative;display:flex;align-items:flex-end;justify-content:center;padding-bottom:11px;color:#fff;font-size:12px;font-weight:800;text-decoration:none;-webkit-user-select:none;user-select:none}
.bn-center .fab{position:absolute;top:-22px;left:50%;transform:translateX(-50%);width:62px;height:62px;border-radius:50%;background:linear-gradient(180deg,#3D86C6,#2E6DB4);display:grid;place-items:center;box-shadow:0 12px 24px rgba(46,109,164,.55);border:3px solid #102A45;transition:transform .15s ease}
.bn-center:active .fab{transform:translateX(-50%) scale(.92)}
.bn-center .fab svg{width:30px;height:30px}

:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:8px}

@media(max-width:900px){
  .grid{grid-template-columns:1fr 1fr}
  .feature,.foot-grid{grid-template-columns:1fr;gap:28px}
  .feature.flip .fcopy{order:0}
  .nav-links{display:none}
  .nav-links.open{display:flex;position:absolute;top:var(--topbar);left:0;right:0;flex-direction:column;gap:0;background:#fff;border-bottom:1px solid var(--line);padding:6px 20px 14px}
  .nav-links.open a{padding:12px 0;border-bottom:1px solid var(--line)}
  .nav-toggle{display:grid;place-items:center}
  .nav-cta .btn.ghost{display:none}
}
@media(max-width:560px){
  .grid{grid-template-columns:1fr}
  .wrap{padding:0 18px}
  section{padding:48px 0}
  .article{padding:32px 0 48px}
  .prose{font-size:16px}
  .nav-cta .btn{display:none}
  .cta-row .btn{width:100%}
  .figs th,.figs td{padding:10px 11px;font-size:14.5px}
}
@media (prefers-reduced-motion:reduce){*{animation:none !important;scroll-behavior:auto}}
@media (display-mode:standalone){header.nav{padding-top:env(safe-area-inset-top)}}

/* landing + app components */

  :root{
    --brand:#2E6DB4;        /* mid blue primary */
    --brand-dark:#24568F;
    --navy:#16324F;         /* deep navy headings */
    --navy-soft:#2A4560;
    --ink:#1F2937;          /* body text */
    --muted:#5B6B7C;        /* secondary text */
    --line:#E2E8F0;         /* borders */
    --card:#FFFFFF;
    --bg:#F4F6F9;           /* near white app background */
    --gray-btn:#E9ECF1;
    --gray-btn-ink:#2C3E50;
    --green:#1AA774;        /* checks and progress */
    --green-dark:#15885F;
    --amber:#B5740A;
    --teal:#0E7C86; --teal-dark:#0B6169; --tint-3:#E6F4F3;
    --tint:#EAF1F8;         /* soft blue panel */
    --tint-2:#E8F1FA;
    --radius:14px;
    --shadow:0 1px 3px rgba(20,48,74,.08), 0 1px 2px rgba(20,48,74,.06);
    --shadow-lg:0 10px 30px rgba(20,48,74,.14);
    --tap:44px;
    --topbar:60px;
    --botbar:78px;
    --maxw:1080px;
    --focus:#9DC1E3;
  }
  *{box-sizing:border-box;margin:0;padding:0}
  html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;text-size-adjust:100%}
  body{
    -webkit-tap-highlight-color:transparent;
    overscroll-behavior-y:contain;
    font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
    background:var(--bg); color:var(--ink);
    -webkit-font-smoothing:antialiased; line-height:1.5; font-size:16px;
  }
  a{color:var(--brand);text-decoration:none}
  img{max-width:100%;display:block}
  .wrap{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 20px}
  h1,h2,h3,h4{color:var(--navy);line-height:1.22;letter-spacing:-.01em}

  /* Shield logo */
  .shield{width:30px;height:30px;flex:none}
  .shield.big{width:54px;height:54px}
  .shield.xl{width:64px;height:64px}

  .eyebrow{font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--brand);margin-bottom:8px}
  .eyebrow.on-dark{color:#9DC1E3}

  /* Buttons (mirror app .btn) */
  .btn{
    display:inline-flex;align-items:center;justify-content:center;gap:8px;
    min-height:48px;padding:12px 22px;border-radius:12px;
    font-size:16px;font-weight:700;cursor:pointer;border:1px solid transparent;
    background:var(--brand);color:#fff;transition:background .15s ease,transform .12s ease,box-shadow .15s ease;
  }
  .btn:hover{background:var(--brand-dark)}
  .btn:active{transform:scale(.97)}
  /* App-like touch behavior */
  a,button,.btn,.bn,.bn-center,.qpill,.quick button,.starter-opt,.starter-dot,.nav-toggle{touch-action:manipulation}
  .nav,.botnav,.btn,.bn,.bn-center,.brand,.starter-opt,.starter-dot{-webkit-user-select:none;user-select:none}
  .bn:active{opacity:.55}
  .vcard:active,.plan:active,.pain:active{transform:scale(.99)}
  .quick button:active,.qpill:active{transform:scale(.96)}
  .btn.ghost{background:transparent;color:var(--brand);border:1px solid var(--line)}
  .btn.ghost:hover{background:#F1F5F9}
  .btn.green{background:linear-gradient(135deg,var(--brand),#24568F)}
  .btn.green:hover{background:linear-gradient(135deg,#24568F,var(--navy))}
  .btn.on-dark{background:#fff;color:var(--brand-dark)}
  .btn.on-dark:hover{background:#EAF1F8}
  .btn.ghost-dark{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.32)}
  .btn.ghost-dark:hover{background:rgba(255,255,255,.08)}
  .btn.block{width:100%}

  /* Nav (mirror app topbar) */
  header.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(180%) blur(12px);-webkit-backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--line);min-height:var(--topbar);display:flex;align-items:center}
  .nav-inner{display:flex;align-items:center;gap:12px;width:100%}
  .brand{display:flex;align-items:center;gap:8px;font-weight:800;color:var(--navy);font-size:20px;letter-spacing:-.03em;text-transform:none}
  .brand .ca{color:var(--brand)}
  footer .brand .ca{color:#9DC1E3}
  .brand .pillmark{font-size:11px;font-weight:700;color:var(--brand);background:var(--tint);padding:2px 8px;border-radius:999px;letter-spacing:.04em}
  .nav-links{display:flex;align-items:center;gap:26px;margin-left:8px}
  .nav-links a{color:var(--navy);font-size:14.5px;font-weight:600}
  .nav-links a:hover{color:var(--brand);text-decoration:none}
  .nav-spacer{flex:1}
  .nav-cta{display:flex;align-items:center;gap:10px}
  .nav-cta .btn{min-height:40px;padding:9px 16px;font-size:14px}
  .nav-toggle{display:none;width:44px;height:40px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--navy);cursor:pointer}

  /* Hero (navy world, on-brand) */
  .hero{background:linear-gradient(160deg,var(--navy),var(--brand-dark));color:#fff;position:relative;overflow:hidden}
  .hero::after{content:"";position:absolute;inset:0;background:radial-gradient(700px 380px at 86% -10%,rgba(46,109,164,.55),transparent 60%);pointer-events:none}
  .hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center;padding:70px 0 84px}
  .hero h1{color:#fff;font-size:clamp(30px,4.6vw,48px);font-weight:800;margin:14px 0 14px;letter-spacing:-.02em}
  .hero .sub{font-size:18px;color:rgba(255,255,255,.84);max-width:500px}
  .hero-cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
  .hero-trust{margin-top:22px;display:flex;flex-direction:column;gap:9px}
  .trust-row{display:flex;align-items:center;gap:9px;color:rgba(255,255,255,.78);font-size:13.5px}
  .trust-row svg{width:17px;height:17px;flex:none;color:#5FD3A7}

  /* Chat card (mirror app agent sheet) */
  .chat{background:var(--bg);border-radius:18px;box-shadow:var(--shadow-lg);overflow:hidden;border:1px solid rgba(255,255,255,.4)}
  .chat-head{display:flex;align-items:center;gap:10px;padding:13px 14px;background:#fff;border-bottom:1px solid var(--line)}
  .chat-head .ic{width:34px;height:34px;border-radius:9px;background:var(--tint);display:grid;place-items:center;flex:none}
  .chat-head .ic svg{width:18px;height:18px;color:var(--brand)}
  .chat-head .t{font-weight:800;color:var(--navy);font-size:16px}
  .chat-head .status{margin-left:auto;display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:700;color:var(--green-dark);background:#E6F6EF;padding:4px 10px;border-radius:999px}
  .chat-head .status .dot{width:7px;height:7px;border-radius:50%;background:var(--green);animation:pulse 2.2s infinite}
  @keyframes pulse{0%{box-shadow:0 0 0 0 rgba(26,167,116,.5)}70%{box-shadow:0 0 0 7px rgba(26,167,116,0)}100%{box-shadow:0 0 0 0 rgba(26,167,116,0)}}
  .chat-body{padding:16px 14px 6px;min-height:150px;display:flex;flex-direction:column;gap:10px}
  .bubble{max-width:88%;padding:11px 14px;border-radius:14px;font-size:15px;line-height:1.45}
  .bubble.sam{align-self:flex-start;background:#fff;border:1px solid var(--line);color:var(--ink)}
  .bubble.sam b{color:var(--navy)}
  .bubble.me{align-self:flex-end;background:var(--brand);color:#fff}
  .caret{display:inline-block;width:8px;color:var(--brand);animation:blink 1s steps(2) infinite}
  @keyframes blink{50%{opacity:0}}
  .quick{display:flex;flex-wrap:wrap;gap:8px;padding:10px 14px 14px}
  .quick button{border:1px solid #CFE0F1;background:#EAF2FB;color:var(--brand-dark);padding:8px 12px;border-radius:99px;font-size:13px;font-weight:700;cursor:pointer;min-height:var(--tap)}
  .quick button:hover{background:#DCEAF8}
  .chat-foot{padding:0 14px 13px;font-size:11.5px;color:var(--muted)}

  /* Ribbon */
  .ribbon{background:#fff;border-bottom:1px solid var(--line)}
  .ribbon .wrap{display:flex;align-items:center;justify-content:center;gap:9px;padding:12px 20px;color:var(--muted);font-size:13px;text-align:center}
  .ribbon svg{width:16px;height:16px;color:var(--brand);flex:none}

  section{padding:78px 0}
  .sec-head{max-width:660px;margin-bottom:42px}
  .sec-head.center{margin:0 auto 46px;text-align:center}
  .sec-head h2{font-size:clamp(25px,3.4vw,36px);font-weight:800;margin:10px 0 12px}
  .sec-head p{font-size:17px;color:var(--muted)}

  .card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:20px}

  /* Why */
  .why-grid{display:grid;grid-template-columns:1fr 1fr;gap:46px;align-items:center}
  .why-copy p{color:var(--muted);font-size:16.5px;margin-bottom:14px}
  .why-copy p strong{color:var(--ink)}
  .pains{display:flex;flex-direction:column;gap:12px}
  .pain{display:flex;gap:13px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:15px 16px;box-shadow:var(--shadow)}
  .pain .ic{width:38px;height:38px;border-radius:10px;background:var(--tint);color:var(--brand);display:grid;place-items:center;flex:none}
  .pain .ic svg{width:19px;height:19px}
  .pain b{display:block;color:var(--navy);font-size:14.5px;margin-bottom:2px}
  .pain span{font-size:13.5px;color:var(--muted)}

  /* Sam spotlight */
  .sam-sec{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
  .sam-grid{display:grid;grid-template-columns:1fr 1fr;gap:46px;align-items:start}
  .sam-feats{display:flex;flex-direction:column;gap:16px}
  .sfeat{display:flex;gap:14px}
  .sfeat .ic{width:42px;height:42px;border-radius:11px;background:var(--tint);color:var(--brand);display:grid;place-items:center;flex:none}
  .sfeat .ic svg{width:21px;height:21px}
  .sfeat h4{font-size:16px;margin-bottom:3px}
  .sfeat p{font-size:14.5px;color:var(--muted)}
  .sam-quote{background:var(--bg);border:1px solid var(--line);border-left:3px solid var(--brand);border-radius:var(--radius);padding:22px}
  .sam-quote .q{font-size:16.5px;color:var(--ink);line-height:1.5}
  .sam-quote .by{margin-top:14px;font-size:13px;color:var(--muted)}
  .sam-quote .by b{color:var(--brand)}
  .sam-disc{margin-top:14px;font-size:12px;color:var(--muted);background:#fff;border:1px dashed var(--line);border-radius:10px;padding:10px 12px}

  /* Steps */
  .steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
  .step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px 20px;box-shadow:var(--shadow);position:relative}
  .step .num{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:9px;background:var(--tint);color:var(--brand);font-weight:800;font-size:14px;margin-bottom:12px}
  .step h4{font-size:16px;margin-bottom:7px}
  .step p{font-size:14px;color:var(--muted)}

  /* Value grid */
  .values{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
  .vcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow);transition:transform .16s ease,box-shadow .16s ease}
  .vcard:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg)}
  .vcard .ic{width:46px;height:46px;border-radius:12px;background:var(--tint);color:var(--brand);display:grid;place-items:center;margin-bottom:14px}
  .vcard .ic svg{width:22px;height:22px}
  .vcard h4{font-size:16px;margin-bottom:6px}
  .vcard p{font-size:14.5px;color:var(--muted)}

  /* Plans (mirror app plan slider + cards) */
  .plans{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;max-width:880px;margin:0 auto;align-items:stretch}
  .plans.two{grid-template-columns:repeat(2,1fr);max-width:760px}
  .costline{display:flex;flex-direction:column;gap:2px;margin:12px 0 14px;padding-bottom:14px;border-bottom:1px solid var(--line)}
  .costline .amt{font-size:20px;font-weight:800;color:var(--navy);letter-spacing:-.01em}
  .costline .amt.free{color:var(--brand)}
  .costline .when{font-size:12.5px;color:var(--muted)}
  .grouplabel{font-size:11px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin:4px 0 8px}
  .grouplabel.pro-l{color:#24568F}
  .grouplabel.con-l{color:var(--muted)}
  .minilist{list-style:none;display:flex;flex-direction:column;gap:8px;margin-bottom:14px}
  .minilist li{display:flex;gap:9px;font-size:14px;align-items:flex-start;color:var(--ink)}
  .minilist li svg{width:16px;height:16px;flex:none;margin-top:2px}
  .minilist.inc li svg{color:var(--brand)}
  .minilist.pro li svg{color:var(--brand)}
  .minilist.con li{color:var(--muted)}
  .minilist.con li svg{color:#9AA7B5}
  .plan .ctawrap{margin-top:auto}
  .plan{position:relative;overflow:hidden;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);padding:28px;display:flex;flex-direction:column;transition:border-color .16s ease,box-shadow .16s ease,transform .16s ease}
  .plan.sel{border-color:#BBD2EA;box-shadow:0 0 0 3px rgba(46,109,180,.12),var(--shadow-lg);transform:translateY(-3px)}
  .plan.sel::before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--brand),var(--navy))}
  .plan.ltd{border-top:3px solid var(--teal)}
  .plan-tag{align-self:flex-start;display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:700;padding:4px 10px;border-radius:999px}
  .plan-tag.blue{background:var(--tint-2);color:var(--brand-dark)}
  .plan-tag.green{background:var(--navy);color:#fff}
  .plan-tag.teal{background:var(--tint-2);color:#24568F}
  .plan-tag.gray{background:#EEF2F6;color:var(--muted)}
  .plan h3{font-size:22px;font-weight:800;margin:14px 0 2px}
  .plan .price{font-size:18px;font-weight:800;color:var(--brand);margin-bottom:6px}
  .plan .pdesc{font-size:14.5px;color:var(--muted);margin-bottom:18px}
  .feats{list-style:none;display:flex;flex-direction:column;gap:11px;margin-bottom:24px;flex:1}
  .feats li{display:flex;gap:10px;font-size:14.5px;align-items:flex-start}
  .feats li svg{width:18px;height:18px;flex:none;margin-top:2px;color:var(--green)}
  .plan-note{font-size:12px;color:var(--muted);margin-top:13px;text-align:center}

  /* Free help form */
  .help-grid{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:start}
  .help-points{list-style:none;display:flex;flex-direction:column;gap:12px;margin-top:18px}
  .help-points li{display:flex;gap:11px;font-size:15px;color:var(--ink)}
  .help-points li svg{width:19px;height:19px;flex:none;margin-top:2px;color:var(--green)}
  .help-card{background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-lg);padding:24px}
  .field{margin-bottom:14px}
  .field label{display:block;font-size:13px;font-weight:700;color:var(--navy);margin-bottom:6px}
  .field label .req{color:var(--brand)}
  .field input,.field select,.field textarea{
    width:100%;font-family:inherit;font-size:16px;color:var(--ink);background:#fff;
    border:1px solid var(--line);border-radius:10px;padding:11px 12px;min-height:46px;
  }
  .field textarea{min-height:84px;resize:vertical}
  .field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px rgba(46,109,164,.15)}
  .consent{display:flex;gap:10px;align-items:flex-start;background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:12px;margin-bottom:12px}
  .consent input{width:20px;height:20px;accent-color:var(--brand);flex:none;margin-top:1px}
  .consent label{font-size:11.5px;color:var(--muted);line-height:1.45;font-weight:500}
  .form-err{display:none;font-size:13px;color:var(--danger);background:var(--danger-bg);border:1px solid #F3C0BB;border-radius:8px;padding:9px 11px;margin-bottom:12px}
  .form-err.show{display:block}
  .form-fine{font-size:11px;color:var(--muted);margin-top:12px;line-height:1.45}
  .help-done{display:none;text-align:center;padding:26px}
  .help-done.show{display:block}
  .help-done .ok{width:54px;height:54px;border-radius:50%;background:#E6F6EF;color:var(--green-dark);display:grid;place-items:center;margin:0 auto 14px}
  .help-done .ok svg{width:26px;height:26px}
  .help-done h3{font-size:19px;margin-bottom:8px}
  .help-done p{font-size:14.5px;color:var(--muted)}

  /* Sticky bottom nav: larger, navy, raised center action */
  .botnav{position:fixed;left:0;right:0;bottom:0;z-index:45;background:linear-gradient(180deg,rgba(27,66,103,.96),rgba(16,42,69,.98));backdrop-filter:saturate(160%) blur(14px);-webkit-backdrop-filter:saturate(160%) blur(14px);padding-bottom:env(safe-area-inset-bottom);box-shadow:0 -8px 26px rgba(20,48,74,.30)}
  .botnav-inner{max-width:520px;margin:0 auto;display:flex;align-items:stretch;height:var(--botbar);position:relative}
  .bn{flex:1;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:4px;color:rgba(255,255,255,.66);font-size:11.5px;font-weight:600;border:none;background:none;cursor:pointer;min-height:var(--tap);text-decoration:none;transition:color .15s ease}
  .bn svg{width:24px;height:24px}
  .bn:hover{color:#fff;text-decoration:none}
  .bn[aria-current="page"]{color:#fff}
  /* Raised center Start Free button */
  .bn-center{flex:1;position:relative;display:flex;align-items:flex-end;justify-content:center;padding-bottom:11px;color:#fff;font-size:12px;font-weight:800;letter-spacing:.01em;text-decoration:none}
  .bn-center:hover{text-decoration:none;color:#fff}
  .bn-center .fab{position:absolute;top:-22px;left:50%;transform:translateX(-50%);width:62px;height:62px;border-radius:50%;background:linear-gradient(180deg,#3D86C6,#2E6DB4);display:grid;place-items:center;box-shadow:0 12px 24px rgba(46,109,164,.55);border:3px solid #102A45;transition:transform .15s ease,box-shadow .15s ease}
  .bn-center:hover .fab{transform:translateX(-50%) translateY(-2px);box-shadow:0 16px 30px rgba(46,109,164,.6)}
  .bn-center:active .fab{transform:translateX(-50%) scale(.92)}
  .bn-center .fab svg{width:30px;height:30px}
  body{padding-bottom:calc(var(--botbar) + 18px + env(safe-area-inset-bottom))}

  /* Final CTA */
  .finale{background:linear-gradient(160deg,var(--brand-dark),var(--navy));color:#fff;text-align:center}
  .finale h2{color:#fff;font-size:clamp(26px,3.8vw,40px);max-width:720px;margin:14px auto 14px}
  .finale p{color:rgba(255,255,255,.84);font-size:18px;max-width:540px;margin:0 auto 28px}
  .finale .hero-cta{justify-content:center}

  /* Start Today With: sliding green selector */
  .starter{max-width:460px;margin:8px auto 0}
  .starter-track{position:relative;display:flex;background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.18);border-radius:999px;padding:5px}
  .starter-thumb{position:absolute;top:5px;bottom:5px;left:5px;width:calc((100% - 10px)/3);background:linear-gradient(180deg,#24B987,#1AA774);border-radius:999px;box-shadow:0 8px 20px rgba(26,167,116,.5);transition:transform .42s cubic-bezier(.4,.05,.2,1);z-index:0}
  .starter-opt{position:relative;z-index:1;flex:1;min-height:50px;border:0;background:none;color:rgba(255,255,255,.7);font-weight:800;font-size:15px;cursor:pointer;border-radius:999px;transition:color .2s ease;font-family:inherit;padding:0 4px;white-space:nowrap}
  .starter-opt.on{color:#fff}
  .starter-opt:focus-visible{outline:3px solid #9DC1E3;outline-offset:2px}
  .starter-dots{display:flex;gap:7px;justify-content:center;margin:16px 0 18px}
  .starter-dot{width:7px;height:7px;border-radius:50%;background:rgba(255,255,255,.32);border:0;padding:0;cursor:pointer;transition:all .25s ease}
  .starter-dot.on{background:var(--green);width:20px;border-radius:99px}
  .starter-cta{min-width:250px;margin:0 auto}
  @media(max-width:420px){.starter-opt{font-size:13px}.starter-cta{min-width:0;width:100%}}

  /* Compliance */
  .comp-box{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:28px;max-width:900px;margin:0 auto}
  .comp-box h3{font-size:16px;margin-bottom:14px;display:flex;align-items:center;gap:9px}
  .comp-box h3 svg{width:18px;height:18px;color:var(--brand)}
  .comp-box ul{list-style:none;display:flex;flex-direction:column;gap:10px}
  .comp-box li{font-size:13.5px;color:var(--muted);display:flex;gap:10px}
  .comp-box li::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--brand);margin-top:8px;flex:none}

  /* Footer */
  footer{background:var(--navy);color:rgba(255,255,255,.72);padding:50px 0 28px}
  .foot-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:28px;padding-bottom:28px;border-bottom:1px solid rgba(255,255,255,.12)}
  footer .brand{color:#fff;margin-bottom:12px}
  .foot-about p{font-size:13.5px;max-width:330px;color:rgba(255,255,255,.7)}
  .foot-col h5{font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:#fff;margin-bottom:12px}
  .foot-col a{display:block;font-size:14px;margin-bottom:9px;color:rgba(255,255,255,.72)}
  .foot-col a:hover{color:#fff;text-decoration:none}
  .foot-bottom{padding-top:22px;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;font-size:12.5px;color:rgba(255,255,255,.55)}

  @media(max-width:900px){
    .hero-grid,.why-grid,.sam-grid,.foot-grid,.help-grid{grid-template-columns:1fr;gap:34px}
    .steps,.values{grid-template-columns:1fr 1fr}
    .plans{grid-template-columns:1fr}
    .nav-links{display:none}
    .nav-links.open{display:flex;position:absolute;top:var(--topbar);left:0;right:0;flex-direction:column;gap:0;background:#fff;border-bottom:1px solid var(--line);padding:6px 20px 14px;margin:0}
    .nav-links.open a{padding:12px 0;border-bottom:1px solid var(--line)}
    .nav-toggle{display:grid;place-items:center}
    .nav-cta .btn.ghost{display:none}
  }
  @media(max-width:540px){
    .wrap{padding:0 18px}
    section{padding:52px 0}
    .steps,.values{grid-template-columns:1fr}
    .hero-grid{padding:40px 0 56px;gap:28px}
    .foot-bottom{flex-direction:column}
    .nav-cta .btn{display:none}
    .help-card{padding:18px}
    .sec-head{margin-bottom:26px}
    .hero-cta{flex-direction:column;gap:10px;margin-top:22px}
    .hero-cta .btn{width:100%}
    .plans,.values,.steps{gap:14px}
    .why-grid,.sam-grid,.help-grid,.foot-grid{gap:28px}
    .hero h1{margin:12px 0 12px}
    .sec-head h2{margin:8px 0 10px}
  }
  @media (display-mode:standalone){
    header.nav{padding-top:env(safe-area-inset-top)}
  }
  @media (prefers-reduced-motion:reduce){*{animation:none !important;scroll-behavior:auto}.caret{display:none}}
  :focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:8px}


/* ===== Gutenberg block adjustments ===== */
.wp-block-group.article{padding:44px 0 64px}
.wp-block-group.wrap{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 20px}
.wp-block-group.prose{max-width:var(--readw);margin:0 auto;font-size:17px}
.prose h2.wp-block-heading{font-size:25px;font-weight:800;margin:38px 0 12px}
.prose h3.wp-block-heading{font-size:19px;font-weight:700;margin:26px 0 8px}
.prose .wp-block-list{margin:0 0 16px 22px}
.prose .wp-block-group.callout{margin:22px 0}
.prose .wp-block-group.callout p{margin:0;font-size:15.5px}
.wp-block-table.figs{margin:22px 0}
.wp-block-table.figs table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.wp-block-table.figs th,.wp-block-table.figs td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);font-size:15.5px}
.wp-block-table.figs th{background:var(--tint);color:var(--navy);font-weight:700}
.wp-block-table.figs tr:last-child td{border-bottom:0}
.wp-block-table.figs td:last-child,.wp-block-table.figs th:last-child{text-align:right}
.wp-block-table.figs figcaption{text-align:left;font-size:13px;color:var(--muted);margin:0 0 8px}
.wp-block-button__link{background:var(--brand);color:#fff;border-radius:12px;padding:12px 22px;font-weight:700;font-size:16px;min-height:48px;display:inline-flex;align-items:center;justify-content:center}
.wp-block-button__link:hover{background:var(--brand-dark)}
.cta-band .wp-block-button__link{background:#fff;color:var(--brand-dark)}


/* ===== v2.1.0: navy utility topbar ===== */
.topbar{background:var(--navy);color:rgba(255,255,255,.85);font-size:13px}
.topbar-inner{display:flex;align-items:center;justify-content:flex-end;gap:18px;min-height:38px}
.topbar a{color:rgba(255,255,255,.85);font-weight:600}
.topbar a:hover{color:#fff}
.topbar .tb-phone{font-weight:700;color:#fff}
.tb-sep{width:1px;height:16px;background:rgba(255,255,255,.28)}
.tb-signin{padding:4px 2px}
.tb-signup{background:var(--brand);color:#fff !important;padding:9px 16px;border-radius:0;font-weight:700;align-self:stretch;display:inline-flex;align-items:center}
.tb-signup:hover{background:var(--brand-dark)}
.tb-search{position:relative}
.tb-search summary{list-style:none;cursor:pointer;display:inline-flex;align-items:center;color:rgba(255,255,255,.85);background:transparent;border:0;-webkit-appearance:none;appearance:none;padding:4px}
.tb-search summary::-webkit-details-marker{display:none}
.tb-search summary:hover{color:#fff}
.tb-search-pop{position:absolute;right:0;top:calc(100% + 10px);background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 14px 34px rgba(20,48,74,.18);padding:10px;display:flex;gap:8px;z-index:80}
.tb-search-pop input{border:1px solid var(--line);border-radius:10px;padding:9px 12px;font:inherit;font-size:14px;min-width:200px;color:var(--navy)}
.tb-search-pop .btn{min-height:38px;padding:8px 14px;font-size:14px}

/* ===== v2.1.0: dropdown submenus ===== */
.nav-links a{display:inline-flex;align-items:center;gap:5px}
.nav-links .caret{transition:transform .15s ease}
.nav-links .has-sub:hover>a .caret{transform:rotate(180deg)}
.nav-links .sub{position:absolute;left:-14px;top:100%;padding:10px 0 0;list-style:none;margin:0;display:none;z-index:70;min-width:230px}
.nav-links .has-sub:hover>.sub,.nav-links .has-sub:focus-within>.sub{display:block}
.nav-links .sub>li{display:block;background:#fff}
.nav-links .sub>li:first-child{border-radius:12px 12px 0 0;border-top:1px solid var(--line)}
.nav-links .sub>li:last-child{border-radius:0 0 12px 12px;box-shadow:0 16px 34px rgba(20,48,74,.16)}
.nav-links .sub>li{border-left:1px solid var(--line);border-right:1px solid var(--line)}
.nav-links .sub>li:last-child{border-bottom:1px solid var(--line)}
.nav-links .sub a{display:block;padding:10px 16px;font-size:14px;font-weight:600;color:var(--navy)}
.nav-links .sub a:hover{background:var(--tint);color:var(--brand)}
.nav-links .mob-only{display:none}

/* ===== v2.1.0: mobile collapse ===== */
@media(max-width:860px){
  .topbar{display:none}
  .nav-toggle{display:inline-flex;align-items:center;justify-content:center;-webkit-appearance:none;appearance:none}
  .nav-links{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 20px 34px rgba(20,48,74,.14);flex-direction:column;align-items:stretch;gap:0;margin-left:0;padding:8px 0}
  .nav-links.open{display:flex}
  .nav-links li{width:100%}
  .nav-links>li>a{display:flex;width:100%;padding:13px 22px;font-size:15.5px}
  .nav-links .caret{display:none}
  .nav-links .sub{display:block;position:static;padding:0;min-width:0;box-shadow:none}
  .nav-links .sub>li{border:0;border-radius:0}
  .nav-links .sub>li:last-child{box-shadow:none;border:0}
  .nav-links .sub a{padding:10px 22px 10px 38px;color:var(--muted)}
  .nav-links .mob-only{display:block;border-top:1px solid var(--line)}
  .nav-links .mob-only~.mob-only{border-top:0}
  .nav-links .mob-signup{color:#fff;background:var(--brand);margin:8px 22px 6px;border-radius:10px;justify-content:center;font-weight:700;display:flex;padding:12px}
}

/* v2.1.1: unified plans palette; Lite CTA as outline for hierarchy */
#ctaLite{background:#fff;color:var(--brand);border:1.5px solid var(--brand)}
#ctaLite:hover{background:var(--tint);color:#24568F;border-color:#24568F}